Krungsri Consumer/กรุงศรี คอนซูเมอร์

Risk Portfolio Analyst Lead (AVP Level) - Retails Business

Krungsri Consumer/กรุงศรี คอนซูเมอร์
Salary provided
Posted on 17 Nov 2020

Risk Portfolio Analyst Lead (AVP Level) - Retails Business

Krungsri Consumer/กรุงศรี คอนซูเมอร์

Job Highlights

  • Master Degree in Finance or Economics
  • Experience in Risk Portfolio Analyts
  • Strong analytical skill with logical thinking

Job Description

To assess and manage portfolio’s risk, including underwriting of existing customer and review of the marketing program for each unsecured portfolio area as per appropriate; together with developing and implementing risk strategy and portfolio analytical models, in order to support business for maximizing portfolio efficiency and profitability whilst maintaining the acceptable level of risk and ensuring implementation in compliance with policy, law, and regulation. Supervise portfolio management risk analyst.

Job Description:

  • Develop, regularly review, and streamline credit policies, processes, and control mechanisms to improve portfolio quality, productivity, and effectiveness
  • Manage and control changes to policies and credit cycle processes required as a result of new initiatives, new products or regulatory amendments
  • Conduct statistical/segmentation analysis, provide information, identify opportunities/shortfalls and propose recommendation/ control process or adjustment in portfolio management policy to improve portfolio quality for business sustainable growth
  • Recommend overall risk of each related marketing programs/campaigns; and propose exception cases basic evaluation Work closely with the scoring team to develop and implement credit scoring for an existing portfolio including the development of score/ decision tree model, cutoff analysis, implement on the system, and monitor distribution. Ensure proper usage of behavior score model and cutoff
  • Closely interaction with relevant units including (but not limited to) Risk infrastructure, IT, NA, and Product teams to implement system changes
  • Work with related functions to provide/review business requirement; perform/review UAT testing (in the respective area) to ensure that the new policies/strategies are tested & launch correctly
  • Communication and work closely with the operation team to update any changes in portfolio management policies ensuring proper understanding & compliance
  • Post policy implementation audit to ensure the correctness of the compliance of the policy
  • Work closely with cross-functional teams to provide professional and responsive support on any credit risk portfolio management matter

Qualification:

  • Master Degree in Financial, Statistics, Mathematics, Economics, MIS, or any related fields
  • At least 7 years of experience in consumer finance business or portfolio management is preferable
  • Good in Database and Data Warehouse Knowledge
  • Have background and knowledge on analytical, score development life cycle, and etc.
  • Expertise in Microsoft Office such as MS Word, MS Excel, MS Access, and MS PowerPoint

Work Location: KSPT Building, BTS Ploenchit, Bangkok

Good remuneration package will be rewarded and also excellent future career growth opportunity is available for the right candidate

Please submit your application letter, resume stating qualifications and experiences, stating recent & expected salary to the following address:

Human Resources Department
Krungsri Consumer
17 Fl., Krungsri Ploenchit Tower

550 Ploenchit Rd., Lumpini
Patumwan, Bangkok 10330

Contact person: Khun Sunanta
Contact to : 02-627-4508

Additional Information

Career Level
Senior
Qualification
Degree
Years of Experience
7 years
Job Type
Full Time, Permanent

Company Overview

Discover how you can realize your career potential

Krungsri Consumer, the consumer-finance arm of Bank of Ayudhya, the largest card issuer in Thailand, with 6.2 million accounts. We offer several co-branded credit cards, Personal Loans, installment loans, and insurance broker via a number of distribution channels.

As a part of bank of Ayudhya, a leading commercial bank in Thailand,

We aim to become Thailand’s Most Admired Universal Bank and financial service solutions, Offering a wide array of global financial products and service excellence to customers,

We are looking for talented, energetic and enthusiastic individuals to be partners in this growth journey.

READY FOR A NEW JOB?

Additional Company Information

Benefits & Others
Dental insurance, Five-day work week, Flexible working hours, Life insurance, Medical insurance, Performance bonus, Travel allowance