Credit Review (Senior Officer)

Sumitomo Mitsui Trust Bank (Thai) Public Company Limited
Posted on 30-Apr-21

Credit Review (Senior Officer)

Sumitomo Mitsui Trust Bank (Thai) Public Company Limited

Job Highlights

  • At least 3 years experience in Credit Review
  • Wholesales Business would be advantage
  • Solid qualitative and quantitative analytical

Job Description

Function :
  • Manage the credit review function of the Bank through keeping the constructive relationship with auditees, management, external auditors and the Head Office Internal Audit Department.
Main Duties and Responsibilities : 
  • Lead and complete credit examinations as per regulator’s rules and requirements
  • Proactively conduct the end to end evaluation and in-depth credit process execution review to ensure adherence to the Bank’s stipulated policy
  • Ensure credit review activities are carried out as per credit review procedures
  • Determine credit review scope and develop annual review plans
  • Ensure audit and review activities are executed as required by regulatory requirements
  • Well document the working papers and handling filing as per the retention timeframe
  • Collaborate with stakeholder and obtain the agreed remedy plan
  • Deliver quality audit reports in a timely manner to add value and improve operations
  • Follow up and track outstanding issues resolution and monitor corrective action taken at Business Unit and Management
  • Contribute qualitative assessment as to the appropriateness and effectiveness of control and recommend risk aversion measures and cost savings
  • Prepare quarterly progress report of credit review including red flag and difficulties
  • Act as an objective source of independent advice to ensure validity, legality and goal achievement
  • Maintain open communication with the Head of Internal Audit Department, Management and Audit Committee
  • Assist Department Head to facilitate the Audit Committee’s administrative works.
  • Engage to continuous knowledge development regarding sector’s rules, regulations, best practices, tools, techniques and performance standards
  • Perform duties as assigned.


  • Bachelor or Master Degree in Accounting, Finance, Business or related fields 
  • At least 3 years experience in Credit Review. (Wholesales Business would be advantage.)
  • High technical aptitude in continuously learning.
  • Solid qualitative and quantitative analytical skills, i.e. be able to spot potential issues through observation and analysis
  • Solid problem solving skills, i.e. able to understand the root cause of an issue
  • Good command of English and computer literacy
  • Able to work under pressure and tight deadline 

 98 Sathorn Square Office Tower 32nd floor
North Sathorn Road, Silom, Bangrak, Bangkok 10500
Tel: 0 2230 6170 

Additional Information

Career Level
Years of Experience
3 years
Job Type
Full Time, Permanent

Company Overview

Sumitomo Mitsui Trust Bank, Limited (SuMi TRUST) was established through the merger of The Sumitomo Trust and Banking Co., Ltd. with Chuo Mitsui Trust and Banking, Ltd. and Chuo Mitsui Asset Trust and Banking Company, Ltd. on April 1, 2012. SuMi TRUST is Japan’s largest trust bank, with AUM of more than $800 Billion USD. SuMi TRUST provides an assortment of financial solutions and manages a broad spectrum of financial products across its global branches.

Sumitomo Mitsui Trust Bank (Thai) PCL (SMTB-Thai) - was established as a subsidiary in Thailand on October 28, 2016. SuMi TRUST will provide high-quality financial services backed by its experiences as a trust bank mainly to the Japanese companies operating in thailand, the core nation of mekong region (comprising Thailand, Cambodia, Laos, Myanmar and Vietnam)

Additional Company Information

Financial Services
Benefits & Others
Life insurance, Medical insurance, Performance bonus, Five-day work week