Krungsri Bank (Bank of Ayudhya PCL.)

Commercial Banking Portfolio Management Manager

Krungsri Bank (Bank of Ayudhya PCL.)
Salary provided
Posted on 22 Feb 2021

Commercial Banking Portfolio Management Manager

Krungsri Bank (Bank of Ayudhya PCL.)

Job Highlights

  • Banking Portfolio Analysis
  • Relationship Management Lead
  • English communication, VBA, SQL, C++

Job Description


  • Overall portfolio management to ensure there is a credible challenge to the specific line of business performance focusing on Commercial portfolio.
  • Provide prudent credit risk management through oversight and monitoring of the portfolio composition, large borrowers, industry analysis, industry concentration, trend analysis, stress testing and sensitivity analysis.
  • Focuses on monitoring commercial portfolio risk to in line with the Risk Appetite and KRIs by reviewing overall commercial lending on a periodic basis and reporting to Executives and business lines.
  • Analyze, monitor and report on the commercial portfolio with respect to specifically established concentration limits within the market and sub-market levels
  • Prepare information to analyze and audit business line credit approves relative to their adherence to concentration limits
  • Monitor business line and underwriting department to comply with bank’s policies, BOT’s regulations, and Law
  • Monitoring, tracking and maintaining accountability resolve Compliance, Audit, BOT issues.
  • Oversight for loan loss forecasts related to ongoing stress test initiatives for all business lending units and ensure the consistency across all business for stress test forecasting
  • Monitor to ensure the adequacy of reserve/capital according to the ICAPP stress test result for business continuity during crisis
  • Identify and execute opportunities for process improvement, emphasizing efficiency and effectiveness
  • The exciting role to work in increasingly important and professionally rewarding commercial credit risk management environment.
  • Analyze and identify key risk indicators to be monitored on each customer’s segmentation and industries


  • Bachelor’s Degree in Finance, Economics, Accounting or related fields
  • At least 5 years’ experience working in Risk Control Testing, Internal Audit, Under Writing, Credit Analyst and Operational Risk Management within banking/financial services, with working knowledge of consumer and commercial banking products.
  • In addition to core competencies in credit and/or market risk measurement and management, a thorough understanding of some or all of Credit life cycle within a commercial bank, Credit risk management infrastructures, would be an asset.
  • Statistical Data Analysis and Database Management Tools
  • Strong skills in developing and supporting sophisticated risk models and methodologies.
  • Strong understanding of key industry default and loss data from rating Agencies and other vendors.
  • Strong quantitative and/or technology skills including knowledge of Access, PowerPoint, developed programming skills in VBA Excel with a solid demonstrable understanding of C++.
  • Strong Statistical Data Analysis and SQL would be advantage
  • Good written and communication of English is mandatory, and Japanese would be advantage.
  • Capacity to blend quantitative/theoretical thinking to resolve most technical and conceptually ambiguous issues/situations with sound business judgment.
  • Ability to work in a dynamic environment and undertake, execute and deliver on time multiple concurrent projects.
  • Confidential keeper.

*Please be informed that only shortlisted candidates will be contacted.

Additional Information

Career Level
Years of Experience
5 years
Job Type
Full Time, Permanent

Company Overview

Krungsri is a strategic member of MUFG Bank, Ltd. (MUFG Bank), a wholly-owned subsidiary of Mitsubishi UFJ Financial Group (MUFG) – Japan’s largest financial group and one of the world’s financial groups with the most varied financial services and products. As of the end of 2018, the Bank’s registered capital totaled 75,741 million baht, while our paid-up capital reached 73,558 million baht. Krungsri is Thailand’s fifth largest commercial bank in terms of assets, loans, and deposits.

We are passionate about meeting and acquiring talents. No matter who you are, gender, race, age, religion; We embrace all differences and diversity. Door of opportunities at Krungsri family are open for everyone who are looking to challenge themselves regardless of individual differences by using their best endeavors to achieve excellence and mutual success with us. That is our Krungsri DNA.

At Krungsri, employees are also considered as key stakeholders and valuable resources of the Bank. They play vital roles in driving the organization towards business targets and the organization is unlikely to achieve stability if its employees lack development. The Bank’s employees are also essential indicators of its directions and successes in the future.

Additional Company Information

Benefits & Others
Dental insurance, Five-day work week, Life insurance, Medical insurance, Performance bonus, Work from home